The Benefits Of Buying A Home In Pre Foreclosure

By Jilly Willson

For the informed buyer, pre foreclosure homes can be very profitable Property owners in a pre foreclosure situation are highly motivated to sell the property quickly When an owner of a potential investment property is in pre foreclosure, they are extremely motivated to sell, are often willing to take an extremely low offer just to be rid of the property. This often results in a significant opportunity for the buyer. The biggest hurdle in the deal is getting the bank to agree to the terms of the sale instead of letting the property go through foreclosure and up for auction.

The lender that owns the note on a property facing pre foreclosure have a much different perspective on the opportunity.Essentially they are in a lose lose situation and will evaluate sales offers based upon what will minimize their losses. If a property owner has stopped paying on a mortgage and the bank has put the home in pre foreclosure, then the burden is on the real estate investor to demonstrate that their purchase offer provides the most effective means for the bank to minimize their loss on the deal.

A result of this fact, real estate investors often assemble complete packages to plead their case to the bank. They meet with loss mitigation offers and learn what is needed by the bank to complete the transaction.

A lot of investors find people to help them get started when buying pre foreclosures Although not wholly necessary, recruiting a mentor does have some obvious benefits

Depending on your investment goals and the state of your local real estate market, investing in homes in pre foreclosure can be a great way to get a good property at a fantastic price. Just realize that it is not a wholly straightforward process

Depending on your investment goals, there is no end to the number of investing resources available to you. It is just up to you to get started. - 23221

About the Author:

To find out more about how to gain from pre foreclosure visit our Real Estate Investment Website today. Along with to investment tools, real estate investors receive our free real estate software, a ninety-nine dollar value.

Becoming involved in the United Kingdom's lottery

By Susan Renolds

National lotteries like the United Kingdom's allow citizens to participate in raising funds for community causes in return for the opportunity to win cash prizes. The focus, however, tends to be on the winnings rather than the giving. Take a moment to learn who is benefiting from the UK National Lottery.

You may already know that 28p from every 1 raised by the lottery goes to Good Causes through lottery grants, a total of over 22 billion to date. In fact, most UK residents live within a few miles of a lottery-funded project. Good Causes are chosen as recipients of lottery funds because they serve a charitable or socially beneficial purpose. The Big Lottery Fund is the largest distributor of lottery funds in the UK. It handles more than half of all the funds the lottery brings in for good causes. A wide range of projects benefits from the Big Lottery Fund, including large-scale community revitalization projects, charities, health, education and environmental projects.

In addition, Good Causes have three specific categories: arts, sports and heritage. Each of these categories receives 16.67% of the Good Causes funds.

Group of four National arts councils and two film councils are Granted ,for funds awarded related to the arts and cinema.For example, a grant to the Yorkshire Film Archive will improve the accessibility of this highly popular collection of historical amateur and professional video via an online database,3m was granted to myfilms.com,high-quality website that will help individuals ,non-mainstream films from the past and present.

The lottery distribution entities, five in number, and the Big Lottery Fund disburse the funds to the sport category. Expenses for purchase of land, building and equipment and construction are met from the grant funds. Local community needs are fulfilled by these projects and it is also intention that the source of funding cannot be only from the lottery. The Inclusive Fitness Initiative is a project devised with this intention and is responsible for making facilities and services available to the many disables persons.

The Lottery Fund has granted more than 39 billion to many of the heritage projects since'94 and this is due to keeping hold of heritage of the UK with museums, other buildings, certain language or tradition. The AN in Wales has 365,000 to bring important manuscripts.

Go to the Department of Culture, Media, and Sport fo a total list of projects that are funded by the lottery.

There are two problems associated with a lottery that goes to a charitable cause. Opponents say masking it as a charity instead of gambling is a gimmick to get more people to play. While a good cause truly is a great marketing message, the money really does go to good causes. - 23221

About the Author:

Tom Martens is the marketing director for UKlotterytickets.co.za. South Arica's primary portal to the UK Lottery.

Take Your Company Public, Pump That Stock, Promote With the Necessary Element of Emotion

By James Scott

Whether you are a small business or a large global corporation the need for strong publicity is a constant necessity for branding, direct marketing and lead generation. Publicists have been spoiled throughout the years by sending out pitch letters to radio shows, television news corporations and print media to put out a blurb about their client. These little blurbs usually give a minor jump in the pulse of an otherwise dead publicity campaign but the publicist feels that if they got you some coverage, they did their job, but now the game of publicity has changed.

The publicist profession has merged with the marketing agency to create a hybrid, one stop shop, ultra powerful, rapid response type of promotion now referred to as 'Publicity Marketing'. These consultants offer a cost effective, guerilla marketing approach that includes everything a business needs in one turnkey solution. Direct response, publicity campaigns, branding and other genres of targeted promotion are offered in an all inclusive service that any business can afford.

Now as publicity marketing has carved out a major chunk of the business promotion market place it's forcing the evolution of marketing once again with the'60's mentality of 'emotions branding'. A good publicity marketing company will take a powerful marketing campaign and add jet fuel to the process by infusing the element of emotion to break through and grab hold of the subconscious mind where the most powerful messages are stored in the target candidate's mind and when they are ready to buy and automatic switch is flicked on and your brand takes precedence in their mind. The most experienced publicity marketers are able to trigger the 'buy now' button to induce sales and this entire process revolves around piercing through the conscious, judgmental and critical part of the mind and going right to the subconscious mind to store messages to promote your brand.

These messages are stored by using multiple colors, terms, word positioning, cornering and gently bombarding the candidate with your message until your brand becomes one with your industry terms. The publicity marketer must barrage the candidate with more than just a brand name but a solution to, but not limited to their direct need for your service. It doesn't matter if your selling widgets or motor oil, you must demonstrate how your brand will solve any issue they are currently struggling with, whether it's a gloomy day, they're stuck in traffic, their spouse is ignoring them, whatever, how is your brand going to pass through that critical faculty of the conscious mind and sooth their being with an overwhelming state of contentment?

Most likely your service won't be able to do this on it's own, but a good publicity marketing company will know exactly what nerves to touch so that your brand becomes a warm blanket and a soothing cup of tea on a stormy night. Make your brand the one stop cure for the clients emotional ailment and you've got them! - 23221

About the Author:

Want A real Internet Publicity, firm? Call Princeton Corporate Solutions at 267-233-0183 Business Publicity for your needs.

Finding All the Winning Qualities in Your Real Estate Agent

By Jason Myers

A real estate agent reduce the hassles of the whole process of purchasing a house by a significant percentage. They deal with all the hassles of looking for the kind of home that you need while negotiating to find the right type of amount that would easily slide into your budget. That will mean that you will need to go searching for a real estate agent that will suit your type of criterion.

The first step you can make is to trust family and friends to provide you a number of hints from real estate agents they have worked with previously. That will in any case provide you a starting point before you go tapering down to the precise realtor that you prefer. If you are not successful with this, you may always search for directories. If a realtor has been in the industry, he has a listing in whichever realtor directories that are available.

Next thing you have to have a look at are his qualifications. They need to specify that he has had recordable success and that he has the experience that is required to find you your dream home. He has to possess the bargaining trait so he can be able to convince the seller to slice off as many hundreds of dollars from the selling price as it is probable.

At this rate you should also consider his rate and if it will be affordable. If you know a thing or two about real estate, you can be adamant that he shares with you what he plans to do to get you that house.

It always makes it easier when you create a kind of friendship with the realtor instead of simply being business compatriots and always on a stage of seriousness. That way, your degree of trust for them can rise to a relaxed level. - 23221

About the Author:

As the housing crisis bottoms we'll have plenty of one in a lifetime real estate investing opportunities. You may also want to read our articles about home refinancing so you'll have funds to invest!

Apartments Good Investments?

By Jeff Royle

Houses as investments make pretty good financial sense over the long term (houses tend to double in price every 8 to 10 years) but what about Apartments?

Firstly you have to ask yourself, what am I investing for? Is it long term capital growth or short term income from rent? Generally speaking older people invest for short term income rather than long term growth, fotr obvious reasons!

Apartments typically aren't decent capital growth investments, this is because property prices often reflect the cost of land and thus this land cost is not reflected in the cost of the unit itself. Developers are pulling out all sorts of ways to sell apartments as well as 'rent guarantees'. Whilst this may sound good, think about what happens after the rent promise runs out. Also will the company offering the guarantee still be in business to pay out? Most Real Estate agents know that these guarantees are simple marketing ploys and tend to reflect the limitations in the Apartment market.

Also bear in mind that mortgage financing for Apartments is tricky with most Banks not going over 60 or 65%. That might be OK for you, but what about your potential buyer a few years from now?

Aside from not owning the land itself, another factor is the possibility for oversupply. Developers can effortlessly erect a block of new Apartments quickly; therefore diluting the potential market. The old rule of supply and demand quickly kicks in, and as an individual you have very little or no control over it.

The fact above together with high Body Corp fee's and maintenance issues means Apartment buyers need to carefully consider before making the move. In terms of rental return, around 7% warrants a house purchase but near 10% is required for Apartments - 23221

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