The Five Types of Mutual Funds

By Sara Ferguson

Mutual funds come in five flavors; within these five categories are many different types of funds, so you can find a mutual fund that is tailored to your individual needs. Below is a brief description of the different funds:

Equity funds: Mutual funds that primarily include stocks of publicly traded companies. Investing in an equity mutual fund allows investors to quickly create a stock portfolio that matches all their financial objectives. However, a fund can specialize in many different types of companies, which can make selecting the right equity fund more difficult. Equity funds have a higher risk than money market or bond funds, but they also can offer the highest returns. A stock funds net asset value can rise and fall quickly over the short term, but, historically, stocks have performed better over the long term than other types of investments. Not all equity funds are the same. For example, some equity funds specialize in growth or technology stocks.

Hybrid funds: Mutual funds that invest in both stocks and bonds. Hybrid funds are structured to achieve predetermined objectives such as rapid growth, matching a market benchmark, or investing in one industry. To sum up, hybrid funds use combinations of securities to meet their investment objectives.

Hybrid funds: Mutual funds that invest in both stocks and bonds. Hybrid funds are structured to achieve predetermined objectives such as rapid growth, matching a market benchmark, or investing in one industry. To sum up, hybrid funds use combinations of securities to meet their investment objectives.

Bond funds: Mutual funds that usually invest in the debt instruments of corporations and governments. Investors in bond funds are primarily seeking income with some protection of principal. Frequently, the only way an average investor has access to an expensive bond is through a bond mutual fund. Usually, bond funds are conservative and target the payment of dividends. Investors can choose among several types of bond funds. Investment grade bond funds usually have less risk than funds with stocks, but they arent risk-free. These types of bond funds are usually good investment choices for short-, medium-, and long-term investors who desire low risk. Investment-grade bond funds focus on current income.

Money market funds: Mutual funds that invest in the short-term debts of corporations and the federal government. Money market funds often invest in Treasury bills, commercial paper, bankers acceptances, negotiable certificates of deposit (CDs), and short-term debts of U.S. government agencies such as Ginnie Mae (www.ginniemae.gov). Money market funds provide less return and less risk than other types of mutual funds and are good investments for short-term investors. The principal advantage of these funds is their safety. Also, if you ever need to get to your money fast, money market funds may be the type of fund for you.

As always, read the details of an investment before making a commitment. Each investment is different and the risks will be different as well. Beginning investors often make the mistake of not finding out all the details before proceeding; do not just look at the profit you could make from the investment. - 23221

About the Author:

How to Invest Today is a news and educational site dedicated to investing in today's world. How to Invest Today offers the latest news and tips on investing.

Online Day Trading Strategies That Works

By Suzanne

A trading strategy helps a trader in determining the right moves and taking the right decisions. A right strategy is like a blessing for the trader as it can help them in turning their money into a profitable investment. It's important to keep the following things in mind while trading. Remember to always keep your profit objective at least 3 times greater than what you are willing to risk. Allow not more than 1% move against you from your entry point. It is easier to get back into the trade when the stock returns to buy point.

If you see the futures making an intermediate lower high intraday it would be best to exit half of your position. This means that a weak market can make it tough for open positions to continue working. On the other hand if your stock hits a new low for the day or a new high for the day, the best move would be to exit the position. A day trade is meant fro intended moves so it would make no sense in widening stops to accommodate a stock that is going in the wrong direction. Once you see that the momentum is failing it would be best to take out the profit.

If the above rules seem difficult for you then the best move would be to take the help of a professional like NetPicks. This body was established in the year 1966. Therefore to say that NetPicks emerged as soon as day and online trading found their existence would not be wrong. It is considered the gold standard while dealing with forex, futures, stock trading systems and live signal services. In fact it would be right to say that since the time online trading and day trading emerged NetPicks has been there to help people with their money.

The professionals of NetPicks bring a wealth of currency trading experience. Because everyone at NetPicks firmly that there are limitless opportunities to be exploited with forex, futures and stock trading if people are intelligent enough to sort through the data. The first priority of professionals at NetPicks is to do an analysis to subscribers.

Their team of expert seeks to offer fast, accurate and dynamic information that can be transformed into short term successes and long term wealth management. NetPicks dynamic online trading systems & signal services are perfect for those who want to play an active role in real time charts, signals and alerts.

Remember that you cannot afford to go with your impulse when it comes to investing your money in stocks, futures and so on. Take advice from people who deal with stocks on a regular basis as they would be able to guide you with the right moves. Or taking professionals help as mentioned earlier can also be beneficial as you will be assured that your money will not just be safe but also reap benefits. Therefore be extremely cautious while investing in day or online trading. - 23221

About the Author:

Are you willing to learn more about day trading strategies? http://www.UMTTrading.com is a popular website providing resources, strategies, and tips for traders. Check out the latest information on day trading strategies, tips, and videos at http://www.UMTTrading.com

Using Stock Market Results

By Anne Vardell

clearly you are able to find the stock market results everywhere. They are in the morning paper and they are on line they are on the newscasts and the monetary stations on wire and satellite and you are able to find them any of other ways . So why is it important to you to be able to get them?

I assume that you are reading this because you have more than just a passing interest in the stock market results. You are not just some numbers person that likes to know what every thing with a number is doing in the world. I assume that you are reading this because you are interested in making money in trading stocks.

Now while you definitely can acquire the info on the stock market results and on the presentation of the stocks you are looking to trade or might even be trading in a few of the above mentioned ways the data may well be somewhat dated by the time you view it and if it is dropping like a rock, by the time you get the news you may have already lost a significant amount of money .

Time is indeed money and while you are chatting about the volatility of the markets in today's economy, the final thing you desire to be is the last person to know. So what are the option that you have that will keep you up to date with the stock market results and in the know eventually in actually create choice to purchase and sell at a point where you may maximize your earnings and minimize your debit?

That it exactly what having the right software for your trading business will let you to do and why it is in your best interest to make surely that you have the best there is.

When it comes to stock market results, the numbers are able to unluckily modify in milliseconds and when you might watch a number one minute and be able to know you have a massive increase coming in, that same stock can than sixty second presently be almost totally valueless and will totally broke you.

Things can and do happen that quick so you necessary to make sure that the software that you are going to be operating is set up to increase the access to the stock market results numbers as fast as is possible so that the decisions that are made, each automatically or manually, may be informed decisions that are going to make and not lose money .

Thank good that most all of the online programs access the data fast enough to make the delay and loss a non-issue, particularly with the high speed Internet available the majority everywhere in the state these days . - 23221

About the Author:

Anne Vardell's cheap stock trading guide. Providing the best, up-to-date information on the best in online trading companies tips!

Currency exchange is an extremely common way to take money while you are on vacation. Many people use currency exchange services right now.

By Abby H Naylor

Given that the world seems to have shrunk there is often an assumption that credit cards and other ways of sending money have replaced Currency exchange services all over the world. Credit cards and debit cards are certainly a good replacement for Currency exchange services so a lot of people don't use this old method anymore.

Although credit and debit cards can be of enormous use, there are times when things do go wrong and at that stage, people need to be able to access money fast and that is the beauty of Currency exchange services. If you know someone who has gone travelling then you may think about what could happen if things went wrong. Losing your credit card while abroad is a common nightmare.

Is it possible to help a loved one, when they are so far from home? And what can be done from half way across the world? You can get cash to your loved one in a matter of minutes, which is a real comfort to know. You can just use Currency exchange services and it is there in a minute or two.

You can also use Currency exchange services to buy yourself some luxury. How about buying some exquisite treasures from overseas? Using Currency exchange services also gives you the opportunity to make sure that you have greater security from fraud - you don't have to give out your credit card details.

Currency exchange services can also be used to make sure that your overseas family gets money at Christmas or birthdays. You needn't worry about postal deadlines, because it all is done within a matter of minutes. This is what makes Currency exchange services so popular.

People who have overseas properties use transfers to pay bills overseas and there can be no arguments about money going astray! It is there and you can prove that it was received. Currency exchange services are still used to transport money all over the globe, from the North to the South Poles as well as east to west.

The whole process of sending Currency exchange services is cheap and so easy that it can be done really quickly. Transfers are also very cheap to organise; it is good to know that you can send money without it costing you a fortune in commissions.

Currency exchange services will give you a real sense of comfort, knowing that money can be sent at any time to any place in the world.You can also use Currency exchange services for high end products from overseas, meaning that Currency exchange services really are a great way to manage money from one country to another.

You shouldn't have a problem getting Currency exchange services to cover your financial needs while you're home or away. The Western Union or you bank can help you sort out Currency exchange services and it isn't difficult at all.

You will find that Currency exchange services is a fast and easy way to ensure that you're covered or that you can pay someone quickly. Making Currency exchange services is easy and fast and it's relatively secure because all you need is the bank account number and sort code.

A lot of people use Currency exchange services to get money while they're abroad and it's definitely the best way to do it. You will need to make sure that you perform proper research though to ensure that you understand the process.

Currency exchange services is a great way to pay someone some money and is ideal for holidays and trips abroad. Currency exchange services is very popular these days and a lot of people use them to ensure they get their money quickly. - 23221

About the Author:

Writer Abby H Naylor hashes out getting currency exchange services for your time overseas. www.purefx.co.uk has high quailty information on currency exchange, you should surely be able to get an offer that you like.

Gold Bullion or Gold Coins for Investing

By Cindy Wilson

The best investment strategy is to have a diversified portfolio, but you should also diversify your gold investments within your portfolio. There are several different type of gold you can invest in and be able to diversify your gold portfolio. There are foreign or domestic antique gold coins, foreign or domestic modern gold coins, foreign or domestic gold bullion and gold certificates.

There are also options within each gold category that allows you to receive and store your own gold or allow the dealer or broker to keep your gold for you. Most people buying gold are not only buying for diversity, but they are preparing for financial disaster. For those cases, gold coins and antique gold coins have the reputation of not being able to be confiscated by the government because of their intrinsic and collector value.

On the other hand, gold bullion in recent history has been confiscated by the US government and there are several organizations that are trying to push legislation through that will fix that situation by not allowing the government to be able to confiscate personally owned gold bullion or coins of any kind.

Will the government take foreign gold bullion or modern foreign gold coins? Back in 1933 gold was confiscated by President Roosevelt, foreign gold and gold coins "earmarked or held in trust for a recognized foreign government or foreign central bank"

That would mean that if we go by what happened in history, foreign gold bullion and foreign gold coins would be safe from US gold confiscation. That's what happened before, but the US government can make laws to fit the situation, so the way it happened before, may not be the way it happens in the future.

Antique gold coins are pushed by many dealers and telemarketers because of the higher markup and profit margin on old gold coins. Many dealers prey on investor's fears about the gold confiscation that Roosevelt ordered in 1933. President Ford issued his own executive order repealing the executive order that Roosevelt used to confiscate gold in 1933.

In 1977 Congress removed the president's authority over gold transactions during a national emergency other than war. What does this mean? Probably nothing. Sales people that use historic events to sell their most profitable inventory are not being completely honest and preying on investor fears of previous events. This shows that the previous gold confiscation has nothing to do with what the government may do in the future.

Just because President Roosevelt exempted antique gold coins and foreign bullion doesn't mean a current administration would go by those same guidelines. The truth is, no one knows what will happen in the future, especially in the event of a financial collapse. - 23221

About the Author:

Buying gold coins and antique gold coins at Buying Gold Coins Online and How to buy Gold Coins