Real Estate Investing For The Long haul.

By Doc Schmyz

News flash: Real estate is in a downturn. Prices are dropping. Does this mean that you should get out of Real Estate investing? No this is actually the BEST TIME to increase your property portfolio. When you are buy property it does not really matter whether the market is up or down unless you are trying to do a fast turn over. If you are holding for the long term then you have to deal with the market fluctuations with an inevitable upward trend at some point. If you can buy at the lower end of the cycle that is the best time to buy of course.

Now that the market is experiencing a downturn it is a great time to be buying. Just look at the foreclosure lists. You have a massive inventory to choose from and most are at below market value. Go for positive cash flow whenever you can. In other words make sure your rental income equals or exceeds your outgoing including mortgage repayments. If you have other income you may be able to stand an extra $100 or more per month to top off the mortgage but try to avoid it.

If the property market is rising you can be confident that the value of your investment is increasing. That is where your profit is and you should be able to sell if necessary. However, that was a few years ago when the market was more positive but now the reality is that the market has dropped and you need to be able to hold long term without any worries. It may take a few years before we hit healthy real estate selling conditions again, let alone a property boom.

Meanwhile, concentrate on positive gearing and steadily increasing returns. This is a long term game and always has been. Look at property investing from a business perspective and do the sums before you buy. You need a decent return on investment and you need the rental return to cover or nearly cover the mortgage expenditure.

Having said all that, we cannot avoid the fact that with good research and due diligence the depressed market presents investors with the GREAT opportunities to build a portfolio of properties for long term gains. - 23221

About the Author:

Doc Schmyz has invested all over the US. His free website shares Real estate investing information for all over the US. Find Real estate investing information by state

The Myths of Gold Business.

By Elizabeth Moore

Over the years, many small businesses have attained immense profits from gold trading, as it is a lucrative business option that you may consider for your business. Thus, more and more people to secure their finances these days are investing money to buy gold and later on sell gold depending on the market condition.

Investment in gold has been considered to be the best investment and is ranked higher than other investments. Gold is an asset with higher liquidity. It has achieved great importance and exchange value because of its liquidity quality. People in the U.S. usually sell gold bullion coins. This trend is followed by a huge number of people around the world. Gold in the form of bar and wafers is called gold bullion.

Selling gold helps to earn good profits. It is the prime reason for people interested in gold trading. The demand for gold in the field of dentistry has reached to approximate 60 tonnes per year. Countries rich in gold sources have found it to be more profitable and productive. They find themselves at a better position in the market and receive various opportunities to make profits. People buy gold and sell it after looking at the market conditions to earn profits.

Gold as an asset and has gained a commendable importance among the masses. People are making investment in gold, as the value of gold does not decrease even if the currency market declines. To sell gold might be an absolute thing for small companies to make profits.

Next, trading in gold helps you earn profits in a quick way. Companies buy gold for various purposes. One of the important benefits is that, such investment enables earning quick profits.

The ideology of small businesses investing in gold is that it actually serves as a purpose of minting money. Next, selling gold is also a viable option, as the value of gold never decreases. This means that even if the firms decide to sell gold, it will still give them considerable profits.

Small organizations can sell gold coins at spot prices of a gold bullion, thereby earning a commission anywhere between 5%-6%. Purchase and sale of gold helps in reducing worries of investors thus reducing the fluctuations in the value of money. As compared to paper currency, gold is a better asset, since the depreciation in its value is far less.

Many small countries under the gold business system ensure guaranteed redemption of gold in the form of assets or its equivalent. Western countries dealing in gold bullion systems have achieved exceptional stabilized monetary profits. So, buy gold and sell it when the market value increases, as this will help you to have economic stability in times of financial crisis. - 23221

About the Author:

Before you trade gold, ensure where to look for the right place where to buy and sell gold.

Money, Banking, Taxation The Infinite Banking Concept And Becoming Your Own Banker

By Tomas McFie

Could you live ten days without money? Try it and find out what an asset money really is. Assets have a tendency to multiply. The problem is hardly anybody treats their money as an asset.

It has been said that, "The value of an asset increases exponentially while the value of your labor only increases incrementally."

The return of your money is more important than the rate of return on your money. Those that fail to grasp this concept lose the real value of money by losing the control of their money.

Consider the following:

Your paycheck. Where do you deposit it?

Your bank or a third party's bank?

Who benefits the most by this process? You or the other guy?

It has been written that "you can't multiply wealth by dividing it." Habitually letting others have first right to your money by depositing your paycheck into their bank, gives them control over your money and not you. This will wind up costing you thousands of dollars, if not more, over time. Each time you give up management of your money to someone else you lose wealth. When you allow others to manage your money your money now can be subject to account charges, service fees and management fees. Plus the managers of your money will make money off your money and pay you very little in comparison to what they are making.

Nobody is financially independent until they have mastered the concept as taught in the book Becoming Your Own Banker, by R. Nelson Nash. Nash teaches a concept called Infinite Banking which will teach you how to control and benefit from the financing equation which is as follows:

You give up interest you could have earned by paying cash or you lose money by paying someone else interest when you use their money. You lose money regardless.

But when you practice the Infinite Banking Concept, you can pay cash for your purchases and earn the interest that banks or finance companies would have otherwise earned off you. This is because you are now using your money as an asset and the growth becomes exponential when compared with what happens when you put your money in a bank owned by someone else, or with an investment firm. - 23221

About the Author:

Dr. Tom McFie PhDis a professional financial coach and is widely known for helping people recover the money they currentley spend. Don't Make another payment until you have viewed his Infinite Banking Video Then Contact him he can help you

Forex News Trading (Part II)

By Ahmad Hassam

There are a lot of news events in the forex world. These news releases often disrupt the short term forex markets. Quarterly reports carry more weight than the monthly and weekly news. There are many strategies for news trading.

Sometimes the results of fundamental announcements are surprising and shock the markets for a while. Lets take an example. The release of the NFP figures has been moving the EUR/USD pair on average 100 pips for the last two years. About half of these pips occur just within two minutes of the release of the figures.

Consider this worst case scenario. You are a news trader and immediately sell the EUR/USD currency pair within 2-5 seconds after the release of the NFP figures on Friday. However, the EUR/USD has already dropped 30 pips because of the pre news guessers who are anticipating a bad news and want to close their open positions.

Your forex broker gets thousands of EUR/USD sell orders. Just like yours almost all these orders are made at the same moment and it will take your broker a few seconds to execute all these orders. You wait for your order to be executed. Meantime, the EUR/USD price falls another 15 pips.

Because the volatility is so extreme to the downside as no traders are placing the buy orders, the broker widens the pips from 3 to 12. The moment your order hits the market, you are already -12 pips but you are also 45 pips away from where you thought the market would be.

All of a sudden, the EUR/USD pair starts to slow down and pull back in the other direction. But you have already pulled your trigger and entered the EUR/USD sell order, you cant undo it now. You are at a loss of 55 pips and you want to exit your trade to cut your losses. You are angry. You want to blame the broker but you cant blame the broker.

You should read the agreement with the broker that you had to sign when you opened your trading account. There will be a clause in it that says that the broker does not guarantee order execution at times of high volatility.

Do news traders always end up like this? Not always. But most can and do end up behaving this way quite often. This usually depends on the importance or surprise results of the economic announcement.

So you need to develop a survival strategy. Do all that not to lose money. This survival strategy calls for the preservation of your capital at all cost while at the same time giving you maximum pips if you really want to trade the news.

Your priority is to reduce your risk by patiently waiting for conservative repeatable setups and not to make as much money as possible. News trading puts a traders patience to test and your objective should be to use the undue volatility to identify the important levels of support and resistance so that you can trade with high chances of winning. - 23221

About the Author:

Mr. Ahmad Hassam has done Masters from Harvard University. He is interested in trading stocks and forex. Trade Forex News. Learn Forex Trading.

Collectors Silver Eagle Coins

By George Lapidis

Silver coins form an integral part of any coin collection. The American Silver Eagle Coin Sets are considered as special because they are of the largest size available in the market and made of the purest grade of silver in the history of the United States.

The coins come in a size that makes them easily portable, and the owners can move them conveniently. This is by far the most appealing aspect of the American Silver Eagle coin collection.

These coins have a government guarantee status which is applicable universally. This makes the coins highly liquid and they retain great value around the world.

The Silver Eagle coin collection is not an antique collector's item, so one might ponder how to compare their uniqueness and appraise them in comparison with other collector coins.

Contrary to popular belief, these coins are young and have been in distribution for only two decades.

Individuals interested in adding silver eagle coins to their collections need to be aware of the place where they were minted and when they were minted. You also need to know about the available mint marks and have a good comprehension of the coin finishes.

These coins are specifically produced and issued for the collectors. They are not meant for circulation in the market. Collectors can directly purchase these collectible coins from the United States Mint.

Initially when the Silver Eagle coins were launched, collectors were allowed to purchase only from certified coin dealers or the manufacturers of precious metals. However, later on collectors could purchase directly from the mint.

This is perhaps one of the most sought after silver eagle coins by collectors. The 1955 silver eagle is part of the first limited edition set of coins. The set also had the 1995-W Proof American Silver Eagle which was not available by itself in the market.

This set contains the American gold coin in 1 ounce, half ounce, quarter ounce and the tenth of an ounce and the entire set was priced at less than $1000 and minted for only 125 collectors.

The purity is guaranteed by the fact that the government certifies the collector through certification. These coins are filled onto the coin press manually by the minters and then they were pasted on special blanks which were burnished to create a unique mint mark for each coin.

Today the American silver eagle is credited as being the best selling silver coin collection of the world. Over 130 million have been sold since 1986 each one made from 100% pure silver guaranteed for by the sate. - 23221

About the Author:

Mexican silver coins are becoming more popular as safe investment options. If you want more detailed adviceon the benefits of investing in US silver eagle coins follow the hyperlinks.