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Sunday, January 17, 2010

Accomplishing the Dream Retirement Lifestyle

By Gnifrus Urquart

When talking about the issue of retirement, everybody out there hopes that they'll be able to lead an enjoyable lifestyle, one that meets their interests and allows them to fulfil certain dreams that they were unable to fulfil earlier in life. For some, the dream retirement lifestyle implies a peaceful existence far removed from the bustle of the city; for other people it implies a quite active existence fully immersed in the kind of excitement they were never a part of; and for yet others it implies merely living roughly the same kind of lifestyle as before retirement yet minus an office job or boss to weigh them down every day.

Whatever your case may be, when it comes to actually fulfilling the retirement lifestyle that you have got in mind for yourself (and likely for your significant other) then there is going to need to be a fair bit of planning to take place. Just as with all major life goals, there is no way you will accomplish your objectives if you simply rely on luck; you must put deliberate and intelligent planning into it.

The bulk of planning for the retirement lifestyle you have in mind will need to happen in the months and years immediately preceding retirement; however, the people that enjoy retirement to the max are always the ones that started setting aside money and making provisions early, in some cases as early as their late 20s or early 30s.

Given the fact that most people entered into retirement have a set and unchangeable level of income, the majority of retirees end up needing to make certain sacrifices compared to the lifestyle they led beforehand. We're not suggesting that retirement be a time of depravity and self-abnegation, but simply getting at the fact that certain luxuries previously enjoyed won't be sustainable any longer as a person's income level drops slightly.

Some folks fear that retirement will be a time of boredom or general remission as the pace of life becomes slower and more tranquil. To avoid and/or overcome these issues, retirees need to make a serious effort to remain active. It's important to cultivate and tend to any and all social bonds and connections in the period leading up to and after retirement, which means networking as much as possible. If you play your cards well here and build up strong relationships and friendships, you will ensure yourself plenty to do and that boredom won't be much of a concern.

One excellent and very advisable activity to be undertaken will be travelling. Though prior to retiring you may have struggled to find the time for travel, this will no longer be a concern during your retirement years. As a way to help cut the costs of travel and to aid in the planning of a good trip, retirees often qualify for promotions or packages offered through their retiree association or group.

This is a significant point: retiree associations present a wide array of benefits and privileges. In addition to the kinds of promotions mentioned above, these associations also frequently include discounts on medications and in other areas, proving to be quite useful indeed.

Ultimately, when it comes to leading a fulfilling lifestyle during retirement it's important to avoid the risk of entering into a routine. Through ample planning and with proper foresight, you will surely manage to achieve many dreams that eluded you up through the present. - 23221

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